Simple, Fast & Convenient
Access working capital, keep track of your receivables and invoice your customers anywhere & anytime. Your loan applications are processed within 48 hours and, if approved, disbursed within the same day.
Data is the new Collateral
Banks require collateral to give out loans. To get financing from Lidya, you don’t need to have a collateral, 3 year audited financials and 5 year financial projections. Our algorithms process around 100 data points to make a decision.
Lidya Credit Score
Every payments, every data counts. We build Africa’s first credit score for small & medium businesses. As you build your score; you will unlock better rates and more capital.
No Hidden Fees / Transparent
For every loan that our clients take, our repayment schedule is clearly communicated. It doesn’t have any additional or hidden fees. You pay back what you see.